• Google Translate

Compare Loans

Fixed Rate Loans

  • 30-, 25-, 20-, 15- and 10-year terms are all available with fixed rate.

  • Buy a home with as little as 5% down (primary home).

  • Refinance up to 95% of your primary home's value.

  • Monthly payments remain the same for the entire loan term.

Adjustable Rate Loans

  • 3/1, 5/1, and 7/1 ARM's. Monthly payments based on a 30 year repayment schedule.

  • The rate stays fixed for the first 3, 5, or 7 years (depending on chosen term), and then adjusting annually thereafter.

Jumbo Loans

  • Minimum credit score 700

  • 30 and 15 year fixed rates

  • Minimum loan amount $715,201

  • Requires down payment as low as 20%

FHA Loans

  • 3.50% minimum down payment required on purchase.

  • Minimum credit score usually 620.

  • Post-bankruptcy qualifying - 2 years after.

  • Post-foreclosure qualifying - 3 years after.

DSCR Loans

  • DSCR Ratio - (how well the property cash-flows) - We will finance properties with a ratio of 0.75 and higher.

  • The applicant's middle FICO score

  • Size of the down payment.

  • Prepayment Penalty (optional) - Options include: no prepayment penalty, 1 year, 2 year, or 3 year (ask your Loan Originator for details)

Private Money Loans

  • We lend up to 100% of purchase price when it makes sense. Construction draws are sometimes available on homes with excellent ARV potential.

  • We lend up to 80% Loan-to-Value (LTV) on cash-out refinances. We use multiple factors to establish current value.

  • We lend on Investment Properties, Commercial Properties, and Primary Residences.

VA Loans

  • Competitive interest rates that are routinely lower than conventional rates.

  • Sellers can pay up to 6 percent of closing costs and concessions.

  • Higher allowable debt-to-income ratios than for many other loans.

  • Down payment as low as 0%.

Our Reviews